1. Title and Objective

  • Scheme Name: Ayushman Bharat Yojana

  • Target Group: Senior citizens aged 70+

  • Objective: To provide cost-free medical treatment up to ₹5 lakh per year at any hospital linked with the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY).

2. New Updates

  • Beneficiaries: Coverage extended to 4.5 crore families, including 6 crore senior citizens.

  • Income Level: No income criteria; the scheme is open to all eligible seniors.

  • Further Top-up for Senior Citizens: Families already covered under PM-JAY will receive an additional top-up of ₹5 lakh specifically for senior members aged 70+.

  • New Card: Senior citizens will receive a separate card to access scheme benefits independently.

3. Health Coverage Details

  • Coverage Amount: Up to ₹5 lakh per family per year, with a potential top-up for seniors.

  • Options Under Coverage:

  • Senior citizens already covered under other health schemes (e.g., CGHS, ECHS, CAPF) may choose one coverage option.

  • Seniors with private insurance are also eligible for this scheme.

  • Inclusions: Covers hospitalization, surgeries, medical procedures, and post-hospital care.

  • Coverage Type: Available at both private and government hospitals within the Ayushman Bharat network.

4. Eligibility and Documentation

  • Eligibility Criteria:

  • Must be a permanent citizen of India.

  • Must be aged 70 years or older.

  • Open to all income levels.

  • Required Documents:

  • Aadhaar Card

  • Mobile Number Enrolled with aadhaar card

  • Email ID

  • Age Proof

  • KYC (Know Your Customer) documents

5. Key Benefits

  • Cashless Treatment: Available across all empanelled hospitals.

  • Wide Range of Treatments: Includes critical illness, day-care procedures, and elder-specific healthcare.

  • Additional Wellness Benefits: Preventive health check-ups, wellness centers, and elderly-focused programs.

  • Top-Up Coverage: Families already covered under PM-JAY receive an additional ₹5 lakh top-up specifically for senior members aged 70+.

6. Enrollment Process

  • How to Apply:

  • Register at https://beneficiary.nha.gov.in.

  • Complete documentation and provide the required ID proofs.

  • Help Centers: Enrollment support available at PM-JAY empaneled hospitals and Common Service Centers (CSCs).

How To Apply For The Ayushman Vaya Vandana Card:
How To Apply via the Official Website?

  • Visit beneficiary.nha.gov.in and log in using your mobile number and CAPTCHA.

  • Click on the senior citizen enrollment option for those aged 70 and above.

  • Fill in your Aadhaar and contact details, complete e-KYC, and add family details.

  • Submit the application. After approval, you can download the card within 15 minutes.

  • With Aadhaar-based e-KYC as the only requirement, the scheme makes it easy for seniors to access quality healthcare without the hassle of extensive documentation.

  • https://www.youtube.com/watch?v=-DkOadlEbXA&list=PLYcj0BpCoCc4yDCm7A4xxsjkg4gmxnWre&index=5